SHARE RATES
Alco Federal Credit Union offers you a number of other free or discounted services to its members. These services are simply meant to help enhance your benefits as a member of the credit union. Rates effective as of April 1, 2026.
| Account type | Minimum | Dividend | APY* |
| Shares** | $5.00 | 0.25% | 0.25% |
| IRA shares | $500.00 | 0.65% | 0.65% |
| Money market | $2,500.00 | 0.35% | 0.35% |
| Christmas club** | No minimum | 0.25% | 0.25% |
| Vacation club** | No minimum | 0.25% | 0.25% |
| IRA and Roth share certificates | |||
| 12 month share certificate | $500.00 | 1.25% | 1.25% |
| 36 month share certificate | $500.00 | 2.00% | 2.00% |
| Regular share certificates | |||
| 6 month share certificate | $500.00 | 1.00% | 1.00% |
| 12 month share certificate | $500.00 | 1.50% | 1.50% |
| 7 month promo share certificate | $500.00 | 3.50% | 3.50% |
| 15 month promo share certificate | $500.00 | 3.25% | 3.25% |
| *APY = Annual percentage yield. ** Minimum balance to earn dividend is $100.00 | |||
