LOAN RATES
Rates are subject to change without notice. Rates effective as of January 1, 2025
| Loan type | Term | APR* |
| Visa Platinum credit card | 7.99% – 14.99% | |
| Visa Platinum rewards card | 10.99% – 16.99% | |
| New auto loans | 24 months | 3.50% – 13.75% |
| 36 months | 4.00% – 14.25% | |
| 48 months | 4.15% – 14.40% | |
| 60 months | 4.25% – 14.50% | |
| 72 months | 5.00% – 7.75% | |
| 75 – 84 months | 5.25% – 8.75% | |
| Used auto loans | 24 months | 5.00% – 16.25% |
| 36 months | 5.50% – 16.75% | |
| 48 months | 5.60% – 16.85% | |
| 60 months | 5.70% – 16.95% | |
| 72 months | 6.20% – 9.95% | |
| 75 – 84 months | 6.70% – 10.45% | |
| New other collateral loans | 24 months | 6.00% – 16.25% |
| 36 months | 6.25% – 16.50% | |
| 48 months | 6.50% – 16.75% | |
| 60 months | 6.75% – 9.50% | |
| Used other collateral loans | 24 months | 6.50% – 16.75% |
| 36 months | 6.75% – 17.00% | |
| 48 months | 7.00% – 17.25% | |
| 60 months | 7.25% – 10.00% | |
| Personal loans | open-end | 8.90% – 17.00% |
| Line of credit | 8.90% – 17.00% | |
| Overdraft protection | 12.95% | |
| Share secured loans | 60 months | 3.00% over share dividend (floor: 4%) |
| *APR = annual percentage rate. | ||
