ALFO FCU OTHER SERVICES
Membership comes with more than you’d expect
Alco Federal Credit Union offers you a number of other free or discounted services to its members. These services are simply meant to help enhance your benefits as a member of the credit union.
- Wire transfers
A wire transfer is a fast, convenient way for members to transfer funds from their Alco FCU account to another financial institution. There’s no waiting or delays when the transfer is made, so you can be assured that the party on the other end has immediate access to the wired funds.
- Outgoing wires
The receiving institution must be contacted for specific wiring instructions before the wire transfer can be completed. The account holder assumes sole responsibility for providing correct wiring instructions.
When requesting an outgoing wire transfer, please have the following information available:
- Your name, Alco Fcu account number and the amount of the wire transfer.
- Institution and branch name
- Exact address of the branch (including street, city, zip and country)
- Institution Branch Routing and Transit Number
- Name of the person or company to whom you are sending the wire, their address and account number
- Further credit information (final beneficiary), if necessary
- Foreign Swift Code for international wires, if available
Incoming wires
Funds must first be wired:
- Alloya Corporate Federal Credit Union
- 184 Shuman Boulevard Suite 400
- Naperville, IL 60563
- Routing & Transit # 221381715
Further credit to:
- Alco Federal Credit Union
- 2859 Lindy Lane
- Wellsville, NY 14895
- Routing & Transit # 222380391
Final credit to:
- Members
- Members account #
- Free notary public service
Alco Federal Credit Union has employees that are able to notarize your documents. This service is free to all members of the credit union. Please bring your state- or government-issued identification such as your driver’s license or passport when you come in to have your documents notarized.
- Direct deposit
Convenient automatic and safe, Direct Deposit is a smart and easy way to have your paycheck, retirement check, or Social Security check deposited automatically into your account.
- Payroll deduction
Payroll Deduction (if offered by your employer) is a free service that allows you to automatically deposit money into your Alco FCU account directly from your paycheck! You choose the amount and just watch your savings grow! It is an effective way to budget your hard-earned dollars.
- Money orders
For those times when you can’t use a personal check, money orders are an easy way to make payments. For a minimal fee, you can purchase money orders at the credit union for any amount up to $1,500.00.
- NADA used car information
Alco Federal Credit Union wants to help you make the right decisions when buying a vehicle. That’s why we partnered with NADA to help you find useful information and estimated values about your next new or used vehicle.
- Night deposit
Our Night Deposit service allows you to deposit funds at your convenience. Available 24 hours a day, our Night Deposit is a safe and secure way to deposit your funds outside of regular hours.
Credit life and disability insurance
Do you really need coverage for your loans?
Life can take some unexpected turns. That’s why there’s Credit Insurance.
When your family experiences a hardship, the last thing they need is additional worry about how to pay your debts. Credit Disability and Credit Life Insurance could make your loan payments in the event of a covered disability or even your death.
Enjoy the security that could come with being covered. Ask about Credit Disability and Credit Life Insurance today.
Disclosure:
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional to purchase and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OE-CC-POL; CI-MP-OE-POL; B3a-800-0992.
VT only: Claims may be filed by contacting your credit union. If you have questions regarding your claim status, contact CMFG Life at 800.621.6323. Only a licensed insurance agent may provide consultation on your insurance needs.
Copyright & Unique ID:
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CDCL-3415605.2-0224-0326
College Scholarships
John Patterson was a retired electrical engineer, who was also active as both a beef and tree farmer. He served as treasurer of ALco Federal Credit Union for 32 years. His dedication and contributions to the credit union were insurmountable. Because of John’s unique involvement for so many years on the Board of Directors, we are honoring him by offering this scholarship in his name.
