Rates are subject to change without notice. Rates effective as of November 1, 2023
| Loan type | Term | APR* |
| Visa Platinum credit card | 7.99% - 14.99% | |
| Visa Platinum rewards card | 10.99% - 16.99% | |
| New auto loans | 24 months | 4.00% - 14.25% |
| 36 months | 4.50% - 14.75% | |
| 48 months | 4.65% - 14.90% | |
| 60 months | 4.75% - 15.00% | |
| 72 months | 5.50% - 8.25% | |
| 75 - 84 months | 5.75% - 9.25% | |
| 120 months** | 7.00% - 8.25% | |
| Used auto loans | 24 months | 5.00% - 16.25% |
| 36 months | 5.50% - 16.75% | |
| 48 months | 5.60% - 16.85% | |
| 60 months | 5.70% - 16.95% | |
| 72 months | 6.20% - 9.95% | |
| 75 - 84 months | 6.70% - 10.45% | |
| 120 months** | 7.95% - 9.50% | |
| New other collateral loans | 24 months | 6.00% - 16.25% |
| 36 months | 6.25% - 16.50% | |
| 48 months | 6.50% - 16.75% | |
| 60 months | 6.75% - 9.50% | |
| Used other collateral loans | 24 months | 6.50% - 16.75% |
| 36 months | 6.75% - 17.00% | |
| 48 months | 7.00% - 17.25% | |
| 60 months | 7.25% - 10.00% | |
| Personal loans | open-end | 8.90% - 17.00% |
| Line of credit | 8.90% - 17.00% | |
| Overdraft protection | 12.95% | |
| Share secured loans | 60 months | 3.00% over share dividend (floor: 4%) |
| *APR = annual percentage rate. **120 and 180 month terms are for mobile homes, boats, RVs, and luxury autos only. | ||